PHI Michigan Senior Workforce Advocate Tameshia Bridges (at podium) with fellow MCH members

The Michigan Consumers for Healthcare (MCH) coalition held a press conference on October 11 to announce its support for a Senate bill to establish a state health insurance exchange and to offer recommendations on how to improve the legislation.

Under the Affordable Care Act (ACA), every state is required to create a health insurance exchange by 2014; the federal government is responsible for creating an exchange for states that do not comply with the law.

The MCH coalition, of which PHI Michigan is a member, is urging that the bill (SB 693) be modified to ensure that the proposed exchange’s governing board has a “dominant pro-consumer presence and culture,” and that there is “streamlined access to healthcare coverage for the state’s poor and underinsured.”

MCH is calling for the legislation’s proposed “opt-in” provision for Medicaid, MIChild, and other state-supported programs to be replaced with a “presumptive eligibility clause.”

“As the consumer voice for affordable, accessible, quality healthcare in our state, Michigan Consumers for Healthcare wants to see the proposed MIHealth Marketplace expand access, increase competition, reduce premium costs, be customer-service oriented and work for small businesses and individuals alike,” said MCH Director Don Hazaert.

Seamless Interaction with Medicaid Important to Direct-Care Workforce

Speaking at the press conference, PHI Michigan Senior Workforce Advocate Tameshia Bridges, a MCH board member, reported that 32 percent of Michigan’s 156,000 direct-care workers are uninsured (pdf). Direct-care workers in Michigan are three times more likely than the state’s general population to lack insurance.

“Seamless interaction between Medicaid and the proposed MIHealth Marketplace is important for the direct-care workforce,” Bridges said.

“Due to the low-wage and largely part-time work status of these workers, it is likely they will churn between Medicaid and private coverage, or that their families will get coverage from both sources,” she added.

Must Be a Reliable and Trusted Resource

The coalition also recommends that the bill’s language state that community organizations can serve as “navigators” for the exchange, and that specialized training be mandated for anyone serving as a navigator.

“Having credible and reliable people to explain health care options to both workers and employers has been shown to play an important role in boosting enrollment in other states with health care expansion programs,” Bridges said.

“The MIHealth marketplace must be seen as an accessible and trusted resource that direct-care workers can turn to for the health coverage options available to them, as well as for information that will help them determine the plan that best meets their needs.”

– by Deane Beebe